Consumer Financing
kiln now. pay later!
Clear, transparent terms. Fair rates. No prepayment penalties.
Pay Over Time
Up to 6-Month 0% APR Financing Available*. We provide easy and affordable financing through our partner, Bread Financial®, so you can pay for your purchase over time.

Affordable Monthly Plans
Pay over up to 12 months at competitive interest rates. Or, pay over 6 months for as low as 0% APR*.

No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.

Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.
Check your rate in seconds
without leaving our site
*Subject to approval of credit application. Some financing terms will vary based on purchase price and/or product. Rates range from 0% to 29.99% APR, resulting in, for example, 12 monthly payments of $87.91 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Financial® pay-over-time plans are loans made by Comenity Capital Bank.