**Subject to approval of credit application. Some financing terms will vary based on purchase price and/or product. Rates range from 0% to 29.99% APR, resulting in, for example, 12 monthly payments of $87.91 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Financial® pay-over-time plans are loans made by Comenity Capital Bank.